Harris


Residential Mortgage Services

Contact Us |  Locations |  Site Map |  Harris
Bob Erker
Mortgage Loan Originator

333 N. Northwest Highway, Barrington, IL 60011

Office: (847)756-5742
Cell Phone: (847)508-6488
Fax: (847)381-1810
Email: Bob.Erker@harrisbank.com
Unique Identifier: 503186

Harris offers a full range of conventional and specialty mortgage options to meet your individual needs. Whether you are looking for a new mortgage or a refinance, we can help. I am available to answer your questions or guide you through the entire mortgage process.

Harris Mortgage Advantages
No Surprises
Our No Surprise promise comes with every home loan we make. It means what it says…there will be no unexpected or unpleasant surprises with your Harris mortgage. We will explain the entire loan process to you in simple, easy-to-understand language. We'll tell you what all of your costs will be, up-front; and we'll give you a competitive interest rate quote in writing. There will be absolutely no surprises along the way or at closing.
Mortgage Discounts
Interested in reducing the closing costs on your new purchase mortgage or refinance? One of the valuable benefits that Harris offers customers is a closing cost credit towards a new purchase mortgage or the refinance of a home. Open a Harris Select CheckingSM account and get a $300 discount on closing costs or open a Harris Premier CheckingSM account and get a $600 discount on closing costs. The closing cost discount is applicable to purchase or refinance mortgages, primary residences only, with payments automatically debited from a Harris personal checking or savings account. FHA loans do not require Auto Pay to receive this discount. Checking account opening subject to approval.
Low Closing Costs and No Hidden Fees
At Harris, we offer low closing costs and no hidden fees. Everything is simple and in easy-to-understand language.
Pre-Approval
At Harris a pre-approval offers a firm loan commitment from us before you buy, so you'll know how much house you can afford while you are shopping.
S.A.F.E. Act
At Harris, we take pride in our people and the way we do business. The federal S.A.F.E. Act is aimed at protecting consumers and at Harris, that's our aim too. We want to let you know that the Secure and Fair Enforcement for Mortgage Licensing Act took effect in 2010 and what it means for you. Click here to learn more about the S.A.F.E. Act.


30 Year Fixed Rate
 Rate  APR  Points
 4.125%  4.177%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 4.000%  4.071%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.500%  3.590%  0.000%
10 Year Fixed Rate
 Rate  APR  Points
 3.375%  3.506%  0.000%
5 Year Adjustable Rate (30 Year Term)
 Rate  APR  Points
 2.875%  3.251%  0.000%
30 Year Fixed Rate - FHA
 Rate  APR  Points
 3.750%  4.311%  0.000%
30 Year Fixed Rate - Home Possible
 Rate  APR  Points
 4.500%  4.553%  0.000%
Assumptions

Actual Interest Rates and APRs may vary based on the specific characteristics of your loan transaction including, but not limited to, the region where your loan is originated, any additional loans against your property, and your credit profile up to the time of closing.

About Us | Terms Of Use | What To Expect

Corporate Information |  Careers |  Regulators |  Legal |  Security |  Privacy

BMO Harris Bank N.A. Member FDIC.

Third party web sites may have privacy and security policies different from Harris. Links to other web sites do not imply the endorsement or approval of such web sites. Please review the privacy and security policies of web sites reached through links from Harris web sites.

Brokerage products offered through Harris Investor Services, Inc. registered broker/dealer, member FINRA/SIPC. External link leaving harrismortgage.com
SEC-registered investment adviser. Insurance and annuities offered through Harris Bancorp Insurance Services, Inc. Harris Investor Services, Inc. and Harris Bancorp Insurance Services, Inc. are affiliates of BMO Harris Bank N.A. and its banking subsidiaries. Products offered are: NOT A DEPOSIT - NOT INSURED BY THE FDIC OR ANY FEDERAL GOVERNMENT AGENCY - NOT GUARANTEED BY ANY BANK - MAY LOSE VALUE.